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Q. How does this work?
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Q. What are the advantages of membership? When you become a member, you get full access to the member's area. Inside you will find a wealth of information on credit; Lenders (personal, mortgage, business auto, medical etc.), eBooks, Video and Audio on how to secure the credit you need. GuaranteedLoanz.com also forwards your application to perspective private and commercial lenders to assist you in the whole process of receiving financing. | |
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Q. Why do I not receive emails from GuaranteedLoanz.com?
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Q. Do you issue loans and/or credit directly? No. We are not a lending company nor do we provide mortgages directly. We provide an always updated list of 100's of lenders who provide many different types of loans & credit cards to people with bad credit, or even bankruptcy. | |
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Q. Is this a scam? It sounds too good to be true? No. We assure you this is not a scam. There are Institutions, private lenders and companies who are willing to finance people with bad credit with loans of up to $100,000. They realize that good people can have bad credit and many groups have started to develop programs specifically for people with bad credit. | |
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Q. I have bad credit. Can I still get approved? It does not matter what your credit situation is our bad credit loan sources directory can help you find a loan, credit card, and other financial services. We have helped thousands of people find loans and we can very likely help you also. | |
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Q. Can I apply for a loan online? Yes. All of our lenders will allow you to apply for loans online and it is also possible to have money deposited into your checking account within 24 hours. | |
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Q. Is home ownership required for me to get a loan? No. Most of the loans available to our members do not require home ownership. In a small number of cases, or for larger loan amounts, owning a home or having collateral may be needed. | |
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Q. Do I need to have a checking account to apply for a loan? No. A checking account is not required, but an active checking account may be helpful (especially if you want to receive funds via direct deposit). | |
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Q. How much can I receive? No. Depending on your current situation you may get up to $100,000 or more in funding from a given lender, click here to sign up. | |
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Q. Why do you charge a fee? Our service fee goes towards lender research and website updates. Because of our continuing research we can provide the customer with the highest quality, professional lenders on the market today. This valuable service shortens the loan search, making the approval process much quicker! Many companies will charge you much more for the same service in which we offer. | |
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Q. What locations do your lenders service? We currently service the United States, Canada and the UK but will be adding more countries in the near future. | |
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Q. I don't have a credit card, how else can I pay? Other payment options include electronic check. Western Union or Money Gram can be made but members who opt to pay using this method will be billed for 2 months, please emails us for further details. | |
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Q. What if I only have a savings account? We do have many lenders in our network that can lend you money even if you only have a savings account. Please contact your bank to get the routing number. This is needed in order to electronically transfer the loan funds to your account. | |
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Q. What if I have a fixed income or benefits? As long as you have a steady stream of income, our lenders can provide a loan to you. Enter your benefit provider as your Employer. If you do not have the telephone number of your benefit provider, enter your own telephone number. Enter the number of months you have been receiving benefits for the Months Employed. | |
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Q. What if I do not have a driver's license or state ID? If you do not have a driver's license or a state ID, please enter your passport number or social security number. | |
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Q. Bankruptcy Should not be a problem with these lenders, unless you have not yet filed and are just about to declare. | |
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Q. Will I need to fax any information? No, the application process does not require faxed documents. However, your lender may ask you to fax over certain information, such as a paystub, if they are unable to verify information in your application. | |
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Q. What if I do not get approved? We guarantee that you will receive a loan utilizing our services or we will refund your membership fee as per our terms and conditions. However, personal lenders utilize proprietary criteria to evaluate applicants and may not approve all accepted applicants. GuaranteedLoanz.com is not involved in the loan approval process and therefore we do not have knowledge of the status of your loan. Please contact your lender directly for loan approval status. If you do not get approved for a loan, you may request a refund as per our terms and conditions. We will also attempt to match you with other lenders and get you the loan you need. | |
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Q. What is the interest rate and payment schedule? Our members area has a list of lenders to which you may apply for a credit cards, a list of bad credit lenders for personal loans. Several other products are included in the member's area. The personal loan lenders and the banks all have different conditions, interest rates, and amount to lend. They can and do change these often and it is not possible for us to indicate their current requirements or other conditions. Some may pull credit reports. You must apply on your own to any company on the list. | |
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Q. How long will my membership last? This is a monthly membership which gives you unlimited access. Just join and you will be given your username and password for immediate access! | |
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Q. Do you give refunds? Absolutely! We offer a 100% Money Back Guarantee. If you applied for a loan and were declined for any reason, your membership fee is fully refundable. You pay no fee if you do not receive a loan! Simply provide us with 2 denial notices from any lender and a refund will be granted. | |
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Q. Can I share my account with my family? Yes. You may share your account with up to 3 immediate family members that live in your household (with the same address). You may not share your account with friends. If your friends would like access to the site, please encourage them to sign up. Please note: The 90 day guarantee is only available for the account holder. | |
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Q. Do you have a lender in my area? Yes. Our lenders work throughout North America and the UK. | |
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Q. How do I know I will be approved and not turned down? Most members who apply through our loan referral service are approved for the loan or service they need. Only a small percentage of our members are declined. We stand behind our service with a 90 day Money Back Guarantee, if for any reason, you do not receive a loan. | |
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Q. Do you offer unlimited 24/7 email support? Yes. However, due to volume of support requests please allow up to 12 hours for a response. | |
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Q. I didn't receive a password, or I lost my password? Please click here to recover you access rights. Note: Don't forget to check your spam email folder. If you are still having trouble, please contact our support center. | |
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Q. Do you offer any type of guarantee? Yes. Although it does not happen often, we will refund your monthly subscription because you were turned down. You can try out GuarnateedLoanz.com membership risk-free for a full 90 days. If for some reason you are unable to find a loan during that time simply provide us with 2 denial notices and we will promptly provide you with a refund. Please read our Terms and Conditions for more details. | |
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Q. How do I contact GuarnateedLoanz.com? Please contact our support center. | |
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Q. Is this site secure? Yes. You can submit your application securely on our website. | |
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| Still have more questions, contact us and we
will be happy to assist you.
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GuaranteedLoanz.com will search our system on an ongoing basis to bring you financial offers that suit your everyday needs. We are not a lender however we will match your profile with our database of lenders to give you the best offers for your situation. As a condition of extending credit, some, but not all lenders may run a credit check.
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